:root{--blue:#123d70;--navy:#102d4e;--yellow:#ffda45;--ink:#182c42;--muted:#526477;--cream:#f7f7f2;--line:#dce2e8}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
a:focus-visible{outline:3px solid #bb7b00;outline-offset:5px}
.container{width:min(1160px,calc(100% - 96px));margin:auto}
.skip-link{position:absolute;top:-100px;left:20px;padding:12px;background:var(--yellow);z-index:30}
.skip-link:focus{top:12px}
.site-header{position:sticky;top:0;z-index:20;background:var(--blue);color:var(--yellow)}
.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.wordmark{display:inline-flex;align-items:baseline;gap:12px;white-space:nowrap;font-size:32px;font-weight:900;letter-spacing:-1.2px;line-height:1;color:var(--yellow)}
.wordmark span{font-size:14px;font-weight:900;letter-spacing:1px}
nav{display:flex;align-items:center;gap:30px;font-size:13px;font-weight:700}
nav a{padding:12px 0}
nav a:hover,.text-link:hover,footer a:hover{text-decoration:underline;text-underline-offset:5px}
nav .nav-contact{padding:13px 17px;border:1px solid var(--blue);border-radius:3px}
.nav-contact span{margin-left:12px}
main>section+section{border-top:4px solid var(--blue)}
.hero{background:var(--yellow)}
.hero-grid{display:grid;grid-template-columns:1fr;justify-items:center;gap:20px;padding-top:26px;padding-bottom:50px}
.hero-heading{grid-column:1/-1;text-align:center;min-width:0}
.hero-heading .eyebrow{display:inline-block;background:#fff;padding:9px 14px;font-size:14px;letter-spacing:1.5px;margin-bottom:12px}
.eyebrow{font-size:11px;font-weight:800;letter-spacing:1.6px;line-height:1.6;margin:0 0 24px;color:var(--blue)}
.small-star{color:var(--blue);margin-right:8px;font-size:15px}
.trailing-star{margin-left:8px;margin-right:0}
h1{font-size:clamp(56px,7.2vw,92px);line-height:1;letter-spacing:-4px;color:var(--blue);margin:0;font-weight:900;white-space:nowrap}
h1 .office{display:block;font-size:23px;letter-spacing:2.2px;margin-top:10px;line-height:1.4}
.hero-actions{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:16px 26px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:22px;min-height:50px;padding:16px 22px;border-radius:3px;font-size:13px;font-weight:700;transition:transform .15s,background .15s}
.button:hover{transform:translateY(-2px)}
.button-blue{background:var(--blue);color:#fff}
.button-blue:hover{background:var(--navy)}
.button-outline{border:2px solid var(--blue);color:var(--blue)}
.button-outline:hover{background:#fff}
.text-link{font-size:13px;font-weight:700}
.text-link span{margin-left:10px}
.hero-photo{width:min(100%,980px);margin:0;min-width:0;border-radius:4px;box-shadow:10px 10px 0 #fff}
.hero-carousel{position:relative;overflow:hidden;aspect-ratio:1.7;background:var(--blue)}
.hero-slides,.hero-slide{position:absolute;inset:0}
.hero-slide{opacity:0;visibility:hidden;transition:opacity .45s ease,visibility .45s ease}
.hero-slide.is-active{opacity:1;visibility:visible}
.hero-slide img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 45%}
.hero-slide:nth-child(2) img{object-position:center 62%}
.hero-slide:nth-child(3) img{object-position:center 28%}
.carousel-arrow{position:absolute;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:46px;height:46px;border:0;border-radius:50%;background:rgba(17,48,87,.88);color:#fff;font:40px/1 Arial,Helvetica,sans-serif;cursor:pointer;z-index:1}
.carousel-arrow:hover,.carousel-arrow:focus-visible{background:var(--navy)}
.carousel-previous{left:16px}.carousel-next{right:16px}
.carousel-dots{position:absolute;bottom:15px;left:50%;transform:translateX(-50%);display:flex;align-items:center;gap:9px;padding:8px 10px;border-radius:30px;background:rgba(17,48,87,.8);z-index:1}
.carousel-dot{width:12px;height:12px;border:2px solid #fff;border-radius:50%;padding:0;background:transparent;cursor:pointer}
.carousel-dot.is-active{background:var(--yellow);border-color:var(--yellow)}
.carousel-toggle{position:absolute;right:18px;bottom:13px;display:grid;place-items:center;width:38px;height:38px;border:0;border-radius:50%;background:rgba(17,48,87,.8);color:#fff;font-size:16px;cursor:pointer;z-index:1}
.carousel-toggle:hover,.carousel-toggle:focus-visible{background:var(--navy)}
.carousel-arrow:focus-visible,.carousel-dot:focus-visible,.carousel-toggle:focus-visible{outline:3px solid var(--yellow);outline-offset:3px}
.section{padding:88px 0}
.section-heading{margin-bottom:40px}
.section-heading .eyebrow{margin-bottom:16px}
h2{font-size:clamp(30px,3.5vw,45px);line-height:1.12;letter-spacing:-1.5px;margin:0;color:var(--blue)}
.priority{display:grid;grid-template-columns:70px 1fr 1.25fr;align-items:baseline;gap:24px;border-top:1px solid var(--line);padding:28px 0}
.priority:last-child{border-bottom:1px solid var(--line)}
.priority-number{font-size:13px;font-weight:700;color:var(--blue);background:var(--yellow);display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%}
h3{font-size:20px;line-height:1.3;letter-spacing:-.5px;margin:0;color:var(--blue)}
.priority p{font-size:15px;line-height:1.75;margin:0;color:var(--muted)}
.priority strong{color:var(--blue)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.bond-details{grid-column:2/-1;display:grid;grid-template-columns:1fr 1.05fr;gap:32px;align-items:center;padding:28px 30px;background:#eef3f7;border-radius:4px;margin-top:8px}
.bond-copy .eyebrow{font-family:Arial,Helvetica,sans-serif;font-size:9px;font-weight:800;letter-spacing:1.1px;color:var(--blue);margin-bottom:10px}
.bond-copy h4{font-size:21px;line-height:1.3;letter-spacing:-.5px;color:var(--blue);margin:0 0 12px}
.bond-copy>p:not(.eyebrow){font-size:14px;margin-bottom:20px}
.bond-copy .text-link{font-size:12px}
.bond-figures{border-left:1px solid #cad6e1;padding-left:30px}
.bond-figures .bond-label{font-family:Arial,Helvetica,sans-serif;font-size:9px;font-weight:800;letter-spacing:1px;color:var(--blue);line-height:1.6;margin-bottom:14px}
.bond-figures .bond-rate{display:flex;align-items:center;gap:14px;flex-wrap:wrap;font-family:Arial,Helvetica,sans-serif;font-size:32px;font-weight:700;line-height:1.3;letter-spacing:-1px;color:var(--blue)}
.bond-before{color:var(--muted);font-size:25px}
.bond-rate .arrow-icon{width:20px;height:20px;flex-shrink:0}
.bond-figures .bond-unit{font-size:12px;margin:8px 0 15px}
.bond-figures .bond-reduction{display:inline-block;background:var(--yellow);color:var(--blue);font-size:12px;font-weight:700;line-height:1.5;padding:7px 12px;border-radius:2px}
.about{background:var(--yellow)}
.about-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:48px 72px;align-items:center}
.about-side{min-width:0}
.about-photo{display:block;width:100%;height:auto;border-radius:4px;box-shadow:8px 8px 0 #fff}
.about-copy h2{margin-bottom:26px}
.about-copy>p:not(.eyebrow){font-size:16px;line-height:1.85;color:var(--ink);margin:0 0 18px}
.about-copy>p:last-child{margin-bottom:0}
.quote-card{grid-column:1/-1;display:grid;grid-template-columns:72px 1fr;gap:4px 24px;align-items:center;background:var(--blue);padding:32px 42px;box-shadow:8px 8px 0 #fff}
.quote-mark{grid-column:1;grid-row:1/3;font-family:Georgia,serif;font-size:108px;color:var(--yellow);line-height:.8;display:block}
.quote-intro{grid-column:2;color:var(--yellow);font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;margin:0 0 8px}
blockquote{grid-column:2;font-family:Arial,Helvetica,sans-serif;color:#fff;font-size:clamp(36px,4.2vw,58px);font-weight:900;line-height:1.05;letter-spacing:-2px;margin:0}
.endorsement-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:0 40px}
.endorsement-list li{border-top:1px solid var(--line);min-height:105px;padding:24px 0 20px;line-height:1.4}
.endorsement-list li>span{display:block;font-size:17px;font-weight:700;color:var(--blue)}
.endorsement-list small{display:block;font-size:12px;color:var(--muted);margin-top:7px}
.endorsement-list .community-endorsement{grid-column:span 2}
.instagram{background:var(--yellow)}
.updates-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:36px}
.updates-heading .section-heading{margin-bottom:0}
.updates-heading>.text-link{flex-shrink:0}
.community-photos{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin-bottom:32px}
.community-photos figure{margin:0;background:#fff;border:1px solid var(--line);border-radius:4px;overflow:hidden}
.community-photos img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}
.community-photos figcaption{padding:17px 20px;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:13px;font-weight:600;line-height:1.5;color:var(--blue)}
.update-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.update-card{display:flex;flex-direction:column;align-items:flex-start;padding:28px;background:#fff;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:3px}
.update-card time{font-size:10px;font-weight:700;letter-spacing:1px;color:var(--muted);line-height:1.5;margin-bottom:20px}
.update-card h3{font-size:21px}
.update-card p{font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:14px;font-weight:500;line-height:1.75;color:var(--muted);margin:16px 0 26px}
.update-card .text-link{margin-top:auto}
.contact{background:var(--blue);color:#fff;padding:65px 0}
.contact-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}
.contact .eyebrow{color:var(--yellow);margin-bottom:16px}
.contact h2{color:#fff;font-size:36px;letter-spacing:-1px}
.contact p:not(.eyebrow){font-size:14px;line-height:1.7;margin:13px 0 0}
.contact .contact-message{max-width:480px;color:#dbe6f3}
.button-yellow{background:var(--yellow);color:var(--navy);flex-shrink:0}
.contact-actions{display:flex;flex-direction:column;align-items:flex-start;gap:20px;flex-shrink:0}
.instagram-link{font-size:12px;line-height:1.6}
.instagram-link span{margin-left:5px}
.footer-links{display:flex;gap:25px;flex-wrap:wrap}
footer{background:var(--navy);color:#c2cfde}
.footer-inner{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:24px;padding-bottom:24px;font-size:11px;line-height:1.6}
.footer-inner p{margin:0}
footer a{white-space:nowrap}
footer a span{margin-left:10px}
.arrow-icon{display:inline-block;width:16px;height:16px;vertical-align:-3px;fill:currentColor}
.button .arrow-icon{width:18px;height:18px;vertical-align:-4px}
.priority p,.about-copy>p:not(.eyebrow),.endorsement-list small,.contact p:not(.eyebrow),.footer-inner{font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-weight:500}
@media(min-width:1500px){.hero-grid{padding-top:40px;padding-bottom:58px}}
@media(max-width:1000px){.container{width:calc(100% - 64px)}nav{gap:20px}h1{font-size:clamp(46px,6.2vw,66px);letter-spacing:-2px}.hero-actions{gap:18px}.button{gap:15px;padding:16px 18px}.about-grid{gap:45px}.contact-inner{gap:25px}.contact h2{font-size:30px}}
@media(max-width:760px){.container{width:calc(100% - 40px)}.header-inner{min-height:0;align-items:flex-start;flex-direction:column;gap:14px;padding:21px 0 15px}.wordmark{font-size:27px;white-space:normal;flex-wrap:wrap;gap:5px 10px}.wordmark span{font-size:12px}nav{width:100%;justify-content:space-between;gap:12px;font-size:11px}nav .nav-contact{padding:10px 0;border:0}.nav-contact span{margin-left:4px}.hero-grid{grid-template-columns:1fr;padding-top:46px;padding-bottom:46px;gap:38px}h1{font-size:clamp(34px,10vw,58px);letter-spacing:-2px;white-space:normal}h1 .office{font-size:18px;letter-spacing:1.8px}.hero-photo{box-shadow:6px 6px 0 #fff}.section{padding:56px 0}.section-heading{margin-bottom:28px}h2{font-size:34px}.priority{grid-template-columns:38px 1fr;gap:10px 18px;padding:23px 0}.priority-number{grid-row:span 2;align-self:start;width:32px;height:32px;font-size:11px}.priority h3{font-size:19px}.priority p{grid-column:2;font-size:14px}.about-grid{grid-template-columns:1fr;gap:32px}.about-copy>p:not(.eyebrow){font-size:15px}.endorsement-list{grid-template-columns:repeat(2,1fr);column-gap:24px}.endorsement-list li{min-height:105px;padding:20px 0}.endorsement-list li>span{font-size:15px}.endorsement-list .community-endorsement{grid-column:span 2;min-height:0}.contact-inner{flex-direction:column;align-items:flex-start;gap:26px}.contact h2{font-size:31px}.contact .button{max-width:100%;font-size:12px}.footer-inner{align-items:flex-start;font-size:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.hero-slide{transition:none}}
@media(max-width:1000px){.header-inner{flex-wrap:wrap;padding:12px 0;gap:14px}nav{flex-wrap:wrap}}
@media(max-width:760px){nav{justify-content:flex-start;column-gap:22px;row-gap:0}.contact-actions{max-width:100%}.footer-inner{flex-wrap:wrap}.footer-links{gap:20px}}
@media(max-width:760px){.updates-heading{align-items:flex-start;flex-direction:column;gap:20px}.update-grid{grid-template-columns:1fr;gap:18px}.update-card{padding:25px}}
@media(max-width:1000px){.bond-details{gap:24px;padding:24px}.bond-figures{padding-left:24px}.bond-figures .bond-rate{gap:10px;font-size:28px}.bond-before{font-size:23px}}
@media(max-width:760px){.bond-details{grid-column:1/-1;grid-template-columns:1fr;gap:24px;margin-top:12px;padding:24px}.bond-figures{border-left:0;border-top:1px solid #cad6e1;padding:22px 0 0}.about-grid{align-items:start}.about-photo{box-shadow:5px 5px 0 #fff}.community-photos{grid-template-columns:1fr;gap:20px;margin-bottom:24px}.community-photos img{aspect-ratio:auto}}

@media(max-width:760px){html{scroll-padding-top:140px}}

@media(max-width:760px){.quote-card{grid-template-columns:1fr;padding:26px}.quote-mark,.quote-intro,blockquote{grid-column:1;grid-row:auto}.quote-mark{font-size:72px}blockquote{font-size:clamp(32px,9vw,44px)}}
@media(max-width:760px){.hero-grid{padding-top:26px;padding-bottom:44px;gap:24px}}